Mortgage Protection Insurance
Your mortgage is likely the biggest financial commitment you'll ever make. Make sure it's protected — and make sure your family is too.
Why Protection Matters
Most people insure their car, phone, and even their pets — but leave their most important asset unprotected. If you couldn't work due to illness, how long could you keep up your mortgage payments?
Critical Illness Cover
Receive a tax-free lump sum if you're diagnosed with a serious illness like cancer, heart attack, or stroke. Use it to clear your mortgage, fund treatment, or cover lost income.
Read our full guideIncome Protection
Replaces up to 70% of your income if you're unable to work due to illness or injury. Covers your mortgage, bills, and day-to-day expenses until you recover or retire.
Read our full guideLife Insurance
Ensures your mortgage is cleared and your family is financially secure if the worst happens. Choose from level term, decreasing term, or whole-of-life policies.
Read our full guideFamily Income Benefit
Rather than a lump sum, this pays your family a regular tax-free monthly income from the date of your death until the policy ends — perfect for ongoing household costs.
Read our full guideBuildings & Contents Insurance
Protect your property and possessions against fire, flood, theft, and accidental damage. Most mortgage lenders require buildings insurance as a condition of your loan.
Read our full guide1 in 2
People born after 1960 will be diagnosed with cancer at some point in their lives
£0
The amount of statutory sick pay many self-employed workers receive
28 days
Average employer sick pay runs out after just 4 weeks for most UK workers
Insurance & Protection FAQs
Get Your Free Protection Quote
Tell us what you need and we'll connect you with a specialist protection advisor — completely free and no obligation.
Step 1 of 4
What protection do you need?
Select the cover that best matches your needs.