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    It's a jungle out there — let us be your guide.

    Compare mortgage rates from the UK's top lenders — all in one place, completely free. Whether you're a first-time buyer, moving home, or looking for the best fixed-rate mortgage deals, our FCA-regulated brokers search the whole market so you don't have to.

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    Expert Mortgage Advice, Tailored to You

    No two buyers are the same. Whether you need first-time buyer mortgage advice, want to compare remortgage rates, or need help finding the best fixed-rate mortgage deals — we search the whole market so you don't have to. Apply for a mortgage quickly and easily with our fee-free service.

    First-Time Buyers

    Feeling overwhelmed by the housing market? We'll cut through the jargon, find the best deals you won't see on comparison sites, and hold your hand from application to keys in the door — all without charging you a penny.

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    Home Movers

    Whether you're upsizing, downsizing, or relocating, we'll handle the mortgage stress so you can focus on packing boxes. We compare thousands of deals across the whole market to save you time and money.

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    Remortgage

    Still on your lender's standard variable rate? You could be overpaying by hundreds every month. A quick, free review from us takes 10 minutes and could save you thousands over the life of your mortgage.

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    Mortgage Calculator: What Could Your Monthly Payments Be?

    Use our free mortgage estimator to get an instant estimate of your monthly repayments. Check your mortgage eligibility and see how much you can borrow — then speak to an advisor for a personalised quote, completely free.

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    Don't Just Take Our Word For It

    Hundreds of families across the UK trust us with their biggest financial decision. Here's why.

    "We were completely lost trying to get a mortgage as first-time buyers. Amazon Mortgages explained every option clearly, found us a rate we didn't even know existed, and we never paid a single fee. We got our keys in 8 weeks!"

    Sarah & James

    First-Time Buyers, Newcastle

    "I'd been putting off remortgaging for months because I thought it would be a nightmare. One WhatsApp message later and the team had everything sorted. They saved me £247 a month — and it was completely free."

    David T.

    Remortgage Client, Durham

    "As a self-employed teacher, I thought getting a mortgage would be impossible. Amazon Mortgages found a lender who understood my income and got me approved within 2 weeks. Couldn't recommend them more highly."

    Priya M.

    Home Mover, Sunderland

    Protection

    Protect What Matters Most

    Your mortgage is likely your biggest commitment. Make sure your family and home are protected if the unexpected happens — from critical illness to income loss.

    Life Insurance

    Clear your mortgage if the worst happens

    Critical Illness Cover

    A lump sum when you need it most

    Income Protection

    Replace your salary if you can't work

    Did You Know?

    1 in 2 people born after 1960 will be diagnosed with cancer. Yet only 1 in 10 mortgages have critical illness cover attached.

    Protection can cost as little as £10/month — a small price for peace of mind.

    Check Your Options

    Free Guides to Help You Make Smarter Decisions

    Plain-English advice on mortgages, deposits, and everything in between.

    Browse all guides
    Affordability

    How Much Mortgage Can I Afford? A Simple Breakdown

    Use our free affordability guide to work out your budget before you start house hunting.

    Read the full guide
    First-Time Buyers

    First-Time Buyer? Here's Everything You Need to Know

    From deposits to Help to Buy — your complete, jargon-free guide to getting on the ladder.

    Read the full guide
    Remortgaging

    When Should You Remortgage? (And When You Shouldn't)

    Timing your remortgage right could save you thousands. Here's how to know when to switch.

    Read the full guide

    Free Mortgage Tips, Straight to Your Inbox

    Get rate alerts, money-saving tips, and market updates — around once a month. No spam, unsubscribe any time.

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    Common Questions, Straight Answers

    Everything you need to know about working with us — no jargon, no waffle.

    Is your mortgage advice really 100% free?
    Yes, completely. We never charge you a fee for our mortgage advice — not upfront, not hidden, not ever. We're paid a commission by the lender when your mortgage completes, so our service costs you nothing. With access to 90+ lenders, you get expert advice without paying a penny.
    How quickly can I get a mortgage offer?
    Most of our clients receive a mortgage offer within 2–4 weeks of submitting their application. We handle all the paperwork and chase lenders on your behalf so you don't have to. Some straightforward cases can complete in as little as 10 days.
    Can I get a mortgage if I'm self-employed?
    Absolutely. We work with specialist lenders who understand self-employed income. Whether you're a sole trader, contractor, or limited company director, we know which lenders will look favourably on your application — and our advice is still completely free.
    What salary do I need for a £300k mortgage?
    Most lenders offer 4–5.5× your annual income. For a £300k mortgage, you'd typically need a salary of around £55,000–£75,000. With a joint application, two earners on £30,000 each could qualify. Read our salary guide for full details.
    What is a good mortgage rate right now?
    In 2026, a good UK mortgage rate is between 3.5% and 4.5% depending on your deposit size and credit history. Rates of 4% or 4.2% are competitive by historical standards. We compare rates from 90+ lenders to find your best deal — for free.
    Do I need a large deposit to get a mortgage?
    Not necessarily. You can get a mortgage with a small deposit — we have access to deals starting from just 5% deposit from major UK providers. While a larger deposit usually means better rates, we'll help you find the best deal whatever your deposit size. We can also advise on government schemes like Help to Buy and Shared Ownership.
    Can I contact you on WhatsApp?
    Yes! Many of our clients prefer the convenience of WhatsApp. You can message us directly at any time and we'll get back to you quickly — usually within the hour during business hours. Just tap the WhatsApp button on our site to start a conversation.

    Still have questions? We'd love to hear from you.

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