Are your insurance guides free to read?

Yes, all our guides are completely free. No sign-ups, no paywalls — just honest, plain-English advice written by qualified protection advisors.

Who writes your insurance guides?

Our guides are written by Matty Stevens and reviewed by qualified protection advisors at The Mortgage Genie with over a decade of experience in the UK insurance market.

How often are the guides updated?

We review and update our guides regularly to reflect changes in policy terms, insurer ratings, and FCA regulations. Most guides are updated at least quarterly.

Can I get personalised insurance advice?

Absolutely. If any guide raises questions about your own situation, you can get free, personalised protection advice from one of our qualified advisors. Just fill in our contact form or call us.

Do I need insurance for a mortgage?

Buildings insurance is a mortgage requirement. Life insurance, critical illness cover, and income protection aren't compulsory but are strongly recommended to protect your family and home.

Free Insurance & Protection Guides

Straightforward answers to your protection questions. No jargon, no sign-ups — just honest, free advice written by qualified insurance advisors.

Life Insurance

Life Insurance & Mortgages

Why you need life cover when you have a mortgage

Family Income Benefit

Affordable life cover that pays a monthly income to your family

Critical Illness Cover

Critical Illness Cover Guide

Tax-free lump sum if you're diagnosed with a serious illness

Children's Critical Illness Cover

Free cover for your children included with many policies

Income Protection

Income Protection Insurance

Replace your income if illness or injury stops you working

Home Insurance

Buildings & Contents Insurance

Protect your property and belongings — a mortgage requirement

Legal Protection

Wills & Powers of Attorney

Legal planning every homeowner should have in place

Insurance Guides — FAQs

Amazon Mortgages connects you with qualified, fee-free insurance advisors at The Mortgage Genie. All advice is provided at no cost to you.