Buildings & Contents Insurance
Protect your home and everything in it. We recommend from a hand-picked panel of 4–5 star rated insurers to find you the best cover at the best price.
Why You Need Home Insurance
Your home is likely your biggest asset — buildings insurance protects the structure, while contents insurance protects everything inside. Most mortgage lenders require buildings insurance, and having both gives you complete peace of mind against fire, flood, theft, and accidental damage. If you're a first-time buyer, you'll need buildings cover before completion. Home movers should arrange cover for their new property from exchange of contracts. You should also protect your mortgage with life insurance and consider critical illness cover for comprehensive protection. For specialist properties like listed buildings or non-standard construction, we can find tailored cover.
Protects the structure of your home against fire, flood, storm, subsidence, and more
Contents insurance covers your belongings — furniture, electronics, valuables, and clothing
Required by almost all mortgage lenders as a condition of your loan
Accidental damage cover available for additional peace of mind
Combined policies often cheaper than buying buildings and contents separately
Specialist cover available for non-standard construction, listed buildings, and flood-risk areas
What's Covered?
Buildings Insurance
- Fire & smoke damage
- Flood & storm damage
- Subsidence & heave
- Burst pipes & water damage
- Falling trees & impact
- Vandalism & malicious damage
Contents Insurance
- Theft & burglary
- Accidental damage
- Fire & flood damage
- Electronics & gadgets
- Jewellery & valuables
- Personal possessions away from home
Home Insurance FAQs
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