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What type of mortgage do you need?
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Your home may be repossessed if you do not keep up repayments on your mortgage.
Best UK Mortgage Rates — 19 April 2026
Today's lowest rates from across the market. Rates are updated daily — lock in before they change.
Last updated: 19 Apr 2026 at 07:002-Year Fixed (60% LTV)
4.67%
HSBC
£999 fee
5-Year Fixed (60% LTV)
4.34%
Barclays
£999 fee
2-Year Fixed (75% LTV)
4.70%
NatWest
£995 fee
5-Year Fixed (75% LTV)
4.39%
Halifax
£995 fee, £500 cashback
2-Year Fixed (90% LTV)
5.04%
Nationwide
£0 fee, £500 cashback
5-Year Fixed (95% LTV)
5.19%
Santander
£999 fee
Rates updated daily via AI-powered market scan. Your rate depends on your circumstances.
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Amazon Mortgages connects you with qualified, fee-free mortgage advisors at The Mortgage Genie. Rates shown are indicative and updated daily.